Terms and Conditions

Last updated March 2, 2026

These Terms and Conditions ("Terms") govern your use of the services provided by Stak Technologies Inc. (doing business as Stak, "Company", "we", "us", or "our"), including our website at https://stak.cc, our web application, and our SMS/text messaging service (collectively, the "Services"). Please read these Terms carefully before using our Services.
Questions or concerns? If you have any questions about these Terms, please contact us at [email protected].
TABLE OF CONTENTS
1. ACCEPTANCE OF TERMS

By accessing or using any part of our Services, including our website, web application, or SMS text messaging service, you agree to be bound by these Terms. If you do not agree to all of these Terms, you may not use our Services.

These Terms apply to all visitors, users, and others who access or use the Services. By using the Services you represent that you are at least 18 years of age and have the legal authority to enter into these Terms.

2. SMS / TEXT MESSAGING PROGRAM

Stak offers an SMS/MMS text messaging service (the "SMS Program") that allows enrolled users to submit photos of invoices, receipts, and other billing documents by texting them to a designated Stak phone number. By enrolling in or using the SMS Program, you expressly consent to receive automated text messages from Stak at the mobile number you provide, including:

Upon receipt of your document images, Stak's system automatically processes them using AI-powered document extraction, links the extracted data to your Stak account, and initiates the invoice generation workflow.

Enrollment in the SMS Program constitutes your agreement to these Terms and our Privacy Policy. You may enroll by providing your mobile phone number through the Stak application or by texting the designated Stak number. You must have authorization to use the mobile number you provide.

3. MESSAGE FREQUENCY

Message frequency varies based on your usage of the SMS Program. You will typically receive one automated confirmation reply per document you submit. Additional messages may be sent to update you on processing status or to notify you of issues with a submission.

4. MESSAGE AND DATA RATES

Message and data rates may apply. The messages Stak sends and the messages you send to Stak may be subject to charges from your wireless carrier depending on your mobile plan. Contact your wireless carrier for details about your messaging plan and applicable rates.

5. HOW TO OPT OUT

You may opt out of receiving SMS messages from Stak at any time by replying STOP to any message we send you. After replying STOP, you will receive a one-time confirmation message confirming your unsubscription, and you will not receive any further messages from Stak via SMS.

Please note that opting out of SMS messages does not terminate your Stak account or affect your ability to use other features of the Services. To re-enroll in the SMS Program after opting out, contact us at [email protected] or re-enable SMS notifications through your Stak account settings.

6. HOW TO GET HELP

For assistance with the SMS Program, reply HELP to any message from Stak. You may also contact our support team directly:

7. CARRIER DISCLAIMER

Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is outside of Stak's control. Stak is not responsible for any delays or failures in the delivery of SMS messages caused by your wireless carrier or any other third party.

8. PRIVACY

Your use of our Services, including the SMS Program, is subject to our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy describes how we collect, use, and share information we receive from you, including your phone number, message content, and document images submitted via SMS. Please review the Privacy Policy carefully.

We use Twilio to power our SMS messaging infrastructure. By using the SMS Program, you acknowledge that your messages are processed through Twilio's platform. We also use AI Service Providers (including OpenAI and Google Cloud AI) to process document images you submit. These providers are contractually obligated to handle your information in accordance with applicable privacy laws.

9. USE OF SERVICES

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

10. INTELLECTUAL PROPERTY

The Services and all content, features, and functionality thereof, including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof, are owned by Stak Technologies Inc., its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

These Terms do not grant you any right, title, or interest in the Services or any content therein. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material in our Services without our prior written consent.

11. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL STAK TECHNOLOGIES INC., ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE SERVICES OR THE SMS PROGRAM, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY.

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

12. CHANGES TO THESE TERMS

We reserve the right to update or revise these Terms at any time at our sole discretion. When we make changes, we will update the "Last updated" date at the top of this page. If we make material changes, we may notify you by posting a notice on our website or by sending you an email or SMS notification.

Your continued use of the Services after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Services and opt out of the SMS Program by replying STOP to any message.

13. CONTACT US

If you have any questions or concerns about these Terms or the SMS Program, please contact us at:

Stak Technologies Inc.
4215 NE 125th St,
Seattle, WA 98125, USA
[email protected]